We Can Help To Grow Your Future
Benefits
A chit plan combines the discipline of a savings scheme with the flexibility of a credit line. Here's what makes it a smart choice.
Flexible Savings
Save systematically every month with a fixed installment that suits your income, building financial discipline without needing to actively track investments.
Access to Funds
Unlike a fixed deposit, a chit plan lets you access a lump sum earlier than maturity by participating in the monthly auction — useful for planned or unplanned needs.
Transparent Process
Every auction, installment and dividend distribution is documented and shared with subscribers, so you always know exactly where your money stands.
Multiple Plans
Choose from a range of chit values — from ₹50,000 to ₹10 Lakh, each over a 20-month tenure — so you can pick a plan that matches your specific financial requirement.
Digital Payments
Pay your monthly installments online through secure digital channels, without needing to visit our office every month.
Customer Support
Get dedicated assistance through our Coimbatore office and digital channels for any questions about your plan, auctions or payments.
How a Chit Compares
A quick look at how chit plans stack up against other common savings and credit options.
| Feature | Chit Plan | Fixed Deposit | Personal Loan |
|---|---|---|---|
| Disciplined monthly savings | — | ||
| Early access to lump sum | — | ||
| No separate interest charged on funds received | — | — | |
| Potential dividend earnings | — | — | |
| Flexible use of funds |
Comparison is illustrative and general in nature. Actual outcomes depend on the specific chit scheme, auction results and applicable terms.